BIMB Integrated Annual Report 2017

45. FINANCIAL RISK MANAGEMENT POLICIES (CONTINUED) 45.5 Liquidity risk (continued) (a) Banking (continued) Maturity analysis (continued) ON UP TO >1 TO 3 >3 TO 6 >6 TO 12 OVER AS AT DEMAND 1 MONTH MONTHS MONTHS MONTHS 1 YEAR TOTAL 31 DECEMBER 2016 RM’000 RM’000 RM’000 RM’000 RM’000 RM’000 RM’000 Assets Cash, balances and placements with banks 932,674 3,030,743 100,000 – – – 4,063,417 Securities portfolio – 45,896 434,461 545,248 930,266 8,633,953 10,589,824 Derivatives financial assets – 2,210 36,151 55,080 25,401 5,730 124,572 Financing and advances – 1,879,099 1,628,096 363,191 342,024 34,976,864 39,189,274 Other assets – – – – – 1,709,610 1,709,610 Total assets 932,674 4,957,948 2,198,708 963,519 1,297,691 45,326,157 55,676,697 Note 51 Liabilities Deposits from customers 14,240,104 16,904,998 9,948,300 2,890,179 1,546,761 410,072 45,940,414 Investment accounts of customers 1,516,844 923,998 1,177,432 192,268 1,719 – 3,812,261 Deposits and placements of banks and other financial institutions – 30,000 – – – – 30,000 Derivative financial liabilities – 2,448 16,618 66,606 23,334 2,083 111,089 Subordinated Sukuk Murabahah – – – – 4,393 700,000 704,393 Other liabilities – – – – – 693,074 693,074 Total liabilities 15,756,948 17,861,444 11,142,350 3,149,053 1,576,207 1,805,229 51,291,231 Note 51 Equity Equity attributable to equity holders of the Bank – – – – – 4,385,466 4,385,466 Net liquidity gap on statement of financial position (14,824,274) (12,903,496) (8,943,642) (2,185,534) (278,516) 39,135,462 – Commitments and contingencies 3,614 2,075,726 2,969,757 2,415,705 1,870,769 4,368,988 13,704,559 Net liquidity gap (14,827,888) (14,979,222) (11,913,399) (4,601,239) (2,149,285) 34,766,474 (13,704,559) NOTES TO THE FINANCIAL STATEMENTS FOR THE FINANCIAL YEAR ENDED 31 DECEMBER 2017 275 Overview Value Creation Accountability Financial Statements Sustainability Performance Data Shareholders Information 21 st AGM Information Management Discussion & Analysis i S n