BIMB Integrated Annual Report 2017

45. FINANCIAL RISK MANAGEMENT POLICIES (CONTINUED) 45.5 Liquidity risk (continued) (a) Banking (continued) Maturity analysis The table below summarises the Bank’s assets and liabilities based on remaining contractual maturities. ON UP TO >1 TO 3 >3 TO 6 >6 TO 12 OVER AS AT DEMAND 1 MONTH MONTHS MONTHS MONTHS 1 YEAR TOTAL 31 DECEMBER 2017 RM’000 RM’000 RM’000 RM’000 RM’000 RM’000 RM’000 Assets Cash, balances and placements with banks 921,777 3,263,920 – – – – 4,185,697 Securities portfolio – 215,221 147,227 351,798 381,008 8,538,354 9,633,608 Derivatives financial assets – 1,658 31,572 15,940 14,657 4,492 68,319 Financing and advances – 1,275,604 2,132,544 430,257 453,015 37,822,000 42,113,420 Other assets – – – – – 1,741,870 1,741,870 Total assets 921,777 4,756,403 2,311,343 797,995 848,680 48,106,716 57,742,914 Note 51 Liabilities Deposits from customers 15,575,021 8,164,490 13,367,794 5,377,330 1,993,598 1,714,677 46,192,910 Investment accounts of customers 1,994,491 711,299 1,171,831 379,555 3,009 – 4,260,185 Deposits and placements of banks and other financial institutions – – – – – – – Derivative financial liabilities – 3,958 29,334 27,218 12,257 1,901 74,668 Subordinated Sukuk Murabahah – – – – 6,486 1,000,000 1,006,486 Other liabilities – 130,846 35,636 – – 1,082,479 1,248,961 Total liabilities 17,569,512 9,010,593 14,604,595 5,784,103 2,015,350 3,799,057 52,783,210 Note 51 Equity Equity attributable to equity holders of the Bank – – – – – 4,959,704 4,959,704 Net liquidity gap on statement of financial position (16,647,735) (4,254,190) (12,293,252) (4,986,108) (1,166,670) 39,347,955 – Commitments and contingencies – 3,187,616 1,941,359 1,526,040 3,270,632 3,842,515 13,768,162 Net liquidity gap (16,647,735) (7,441,806) (14,234,611) (6,512,148) (4,437,302) 35,505,440 (13,768,162) NOTES TO THE FINANCIAL STATEMENTS FOR THE FINANCIAL YEAR ENDED 31 DECEMBER 2017 274 BIMB HOLDINGS BERHAD Integrated Annual Report 2017