BIMB Integrated Annual Report 2017

NOTES TO THE FINANCIAL STATEMENTS FOR THE FINANCIAL YEAR ENDED 31 DECEMBER 2017 45. FINANCIAL RISK MANAGEMENT POLICIES (CONTINUED) 45.5 Liquidity risk (continued) (a) Banking (continued) Maturity analysis (continued) Contractual maturity of financial liabilities on an undiscounted basis The table below present the cash flows payable by the Bank under financial liabilities by remaining contractual maturities at the end of the reporting period. The amount disclosed in the table are the contractual undiscounted cash flows: UP TO >1 TO 3 >3 TO 6 >6 TO 12 OVER 1 MONTH MONTHS MONTHS MONTHS 1 YEAR TOTAL AS AT 31 DECEMBER 2017 RM’000 RM’000 RM’000 RM’000 RM’000 RM’000 Financial Liabilities Deposit from customers 23,584,211 13,441,816 5,408,437 1,919,920 1,924,218 46,278,602 Investment accounts of customers 2,805,598 1,172,136 360,269 24,049 523 4,362,575 Deposit from placements of banks and other financial institutions – – – – – – Derivatives financial liabilities 5,347 29,846 27,218 12,257 – 74,668 Forward contract 3,958 29,334 27,218 12,257 – 72,767 Islamic Profit Rate Swap 1,389 512 – – – 1,901 Bills and acceptances payable 420,258 – – – – 420,258 Subordinated Sukuk Murabahah – – 10,970 28,353 966,196 1,005,519 Other liabilities 817,113 – – – – 817,113 27,632,527 14,643,798 5,806,894 1,984,579 2,890,937 52,958,735 Commitments and Contingencies Direct credit substitutes 32,823 66,569 27,583 96,056 214,424 437,455 Transaction related contingent items 105,664 111,197 102,293 271,506 476,445 1,067,105 Short term self liquidating trade related contingencies 210,585 57,984 21,956 27,528 42,684 360,737 349,072 235,750 151,832 395,090 733,553 1,865,297 276 BIMB HOLDINGS BERHAD Integrated Annual Report 2017