BIMB Integrated Annual Report 2017

NOTES TO THE FINANCIAL STATEMENTS FOR THE FINANCIAL YEAR ENDED 31 DECEMBER 2017 45. FINANCIAL RISK MANAGEMENT POLICIES (CONTINUED) 45.4 Market risk (continued) (a) Banking (continued) (i) Profit rate risk (continued) NON TRADING BOOK NON EFFECTIVE UP TO >1-3 >3-12 1-5 OVER PROFIT TRADING PROFIT BANK ISLAM 1 MONTH MONTHS MONTHS YEARS 5 YEARS SENSITIVE BOOK TOTAL RATE AS AT 31 DECEMBER 2017 RM’000 RM’000 RM’000 RM’000 RM’000 RM’000 RM’000 RM’000 % Liabilities Deposits from customers 8,164,490 13,367,794 7,370,928 1,714,677 – 15,575,021 – 46,192,910 2.54 Investment accounts of customers 711,299 1,171,831 382,564 – – 1,994,491 – 4,260,185 1.01 Derivative financial liabilities – – – – – – 74,668 74,668 1.95 Bills and acceptances payable 130,846 35,636 – – – 253,776 – 420,258 Subordinated Sukuk Murabahah – – – 1,000,000 – 6,486 – 1,006,486 5.43 Other liabilities – – – – – 828,703 – 828,703 Total liabilities 9,006,635 14,575,261 7,753,492 2,714,677 – 18,658,477 74,668 52,783,210 Note 51 Equity Equity attributable to equity holders of the Bank – – – – – 4,959,704 – 4,959,704 Total equity – – – – – 4,959,704 – 4,959,704 Total liabilities and shareholders’ equity of the Bank 9,006,635 14,575,261 7,753,492 2,714,677 – 23,618,181 74,668 57,742,914 On-balance sheet profit sensitivity gap 31,667,621 (13,868,957) (6,946,959) 3,900,890 6,001,602 (21,128,773) 374,576 – Off-balance sheet profit sensitivity gap (profit rate swaps) 100,000 300,000 – (400,000) – – – – Total profit sensitivity gap 31,767,621 (13,568,957) (6,946,959) 3,500,890 6,001,602 (21,128,773) 374,576 – 264 BIMB HOLDINGS BERHAD Integrated Annual Report 2017