BIMB Integrated Annual Report 2017

NOTES TO THE FINANCIAL STATEMENTS FOR THE FINANCIAL YEAR ENDED 31 DECEMBER 2017 45. FINANCIAL RISK MANAGEMENT POLICIES (CONTINUED) 45.4 Market risk (continued) (a) Banking (continued) (i) Profit rate risk (continued) NON TRADING BOOK NON EFFECTIVE UP TO >1-3 >3-12 1-5 OVER PROFIT TRADING PROFIT BANK ISLAM 1 MONTH MONTHS MONTHS YEARS 5 YEARS SENSITIVE BOOK TOTAL RATE AS AT 31 DECEMBER 2017 RM’000 RM’000 RM’000 RM’000 RM’000 RM’000 RM’000 RM’000 % Assets Cash, balances and placements with banks 3,263,920 – – – – 921,777 – 4,185,697 1.57 Financial assets held-for-trading – – – – – – 380,925 380,925 4.40 Derivative financial assets – – – – – – 68,319 68,319 1.79 Financial assets available-for-sale 209,960 147,227 732,806 5,140,778 3,021,912 – – 9,252,683 4.08 Financing, advances and others – non-impaired 37,200,376 559,077 73,727 1,474,789 2,979,690 – – 42,287,659 5.56 – impaired net of allowances* – – – – – (174,239) – (174,239) Other assets – – – – – 1,741,870 – 1,741,870 Total assets 40,674,256 706,304 806,533 6,615,567 6,001,602 2,489,408 449,244 57,742,914 Note 51 * This is arrived at after deducting collective assessment allowance and individual assessment allowance from the outstanding gross impaired financing. 263 Overview Value Creation Accountability Financial Statements Sustainability Performance Data Shareholders Information 21 st AGM Information Management Discussion & Analysis al t m n