BIMB Integrated Annual Report 2017

NOTES TO THE FINANCIAL STATEMENTS FOR THE FINANCIAL YEAR ENDED 31 DECEMBER 2017 45. FINANCIAL RISK MANAGEMENT POLICIES (CONTINUED) 45.4 Market risk (continued) (a) Banking (continued) (i) Profit rate risk (continued) NON TRADING BOOK NON EFFECTIVE UP TO >1-3 >3-12 1-5 OVER PROFIT TRADING PROFIT BANK ISLAM 1 MONTH MONTHS MONTHS YEARS 5 YEARS SENSITIVE BOOK TOTAL RATE AS AT 31 DECEMBER 2016 RM’000 RM’000 RM’000 RM’000 RM’000 RM’000 RM’000 RM’000 % Assets Cash, balances and placements with banks 3,030,743 100,000 – – – 932,674 – 4,063,417 1.80 Financial assets held-for-trading – – – – – – 574,835 574,835 4.08 Derivative financial assets – – – – – – 124,572 124,572 3.15 Financial assets available-for-sale 35,719 214,317 1,475,514 4,775,032 3,456,704 – – 9,957,286 4.53 Financial assets held-to-maturity – – – – 57,703 – – 57,703 8.71 Financing, advances and others – non-impaired 33,880,805 583,532 73,579 1,471,045 3,474,037 – – 39,482,998 5.77 – impaired net of allowances* – – – – – (293,724) – (293,724) Other assets – – – – – 1,709,610 – 1,709,610 Total assets 36,947,267 897,849 1,549,093 6,246,077 6,988,444 2,348,560 699,407 55,676,697 Note 51 * This is arrived at after deducting collective assessment allowance and individual assessment allowance from the outstanding gross impaired financing. 265 Overview Value Creation Accountability Financial Statements Sustainability Performance Data Shareholders Information 21 st AGM Information Management Discussion & Analysis nc a t m nt