BIMB Integrated Annual Report 2017

CORPORATE STRATEGIES • OPERATIONAL EXCELLENCE • TECHNOLOGY-DRIVEN CAPABILITIES • PRODUCT INNOVATION • PERFORMANCE-ORIENTED CULTURE KEY OUTPUTS SHAREHOLDERS • Market capitalisation of RM3.1 bil as at end December 2017 ( RM3.4 bil as at end December 2016) • RM98.5 million dividend paid out • Dividend yield of 4% Note: – Return on equity (after tax) of 26.72% – Share price of RM3.76 as at end December 2017 – Net asset per share of RM0.99 – Price to book of 3.7x – Earnings per share of 25.13 sen – Price earnings multiple of 14.96x • Won 5 awards in 2017 CUSTOMERS • RM230 mil cash back amount paid since 2009 • Claim benefit payment of RM907 mil EMPLOYEES • RM124 mil paid in remuneration to employees • 92.2% retention rate • 33,489 training hours for employees • 28 employees promoted • 18 employees obtained professional certificates • Workforce diversity REGULATORS • Support industry-wide digital agenda • Ingrained risk management and compliance culture amongst employees COMMUNITY • 43 beneficiaries of charity fund • RM81.1 mil paid in corporate taxes ( RM43.3 mil paid in GST) • 151 SL1M participants trained since 2014 • 24 SL1M trainees absorbed since 2014 VENDORS & SUPPLIERS • More than 30 registered vendors • Approximately RM1.6 mil paid to vendors Competitive Landscape Digital Trend PRODUCTS & SERVICES • Mortgage, Business & Personal Financing Protection • Medical, Term & Personal Accident Coverage • Employee Benefits Scheme • Motor Vehicle Coverage • Home Protection/Fire & Property Coverage • Engineering, Contractor & Liability Coverage • Workmen’s Compensation & Foreign Worker Scheme • Miscellaneous Coverage 21 21 st AGM Information Sustainability Performance Data Shareholders Information Financial Statements Accountability Management Discussion & Analysis Value Creation Overview