BIMB Integrated Annual Report 2017

19. INVESTMENT ACCOUNTS OF CUSTOMERS (CONTINUED) (c) Movement of investment accounts of customers RESTRICTED INVESTMENT UNRESTRICTED INVESTMENT ACCOUNTS ACCOUNTS MUDHARABAH WAKALAH TOTAL WAKALAH GROUP RM’000 RM’000 RM’000 RM’000 As at 1 January 2016 461,312 214,793 676,105 82,567 Funding inflows/(outflows): Net movement 1,054,331 – 1,054,331 – New placement – 12,316,909 12,316,909 75,412 Redemption/Principal repayment – (10,500,249) (10,500,249) (20,256) Income from investment 61,379 34,620 95,999 8,948 Bank Islam’s share of profit: Profit distributed to Mudharib (60,178) – (60,178) – Wakalah performance incentive fee – (9,046) (9,046) (5,328) As at 31 December 2016/1 January 2017 1,516,844 2,057,027 3,573,871 141,343 Funding inflows/(outflows): Net movement 475,709 – 475,709 – New placement – 3,550,293 3,550,293 19,939 Redemption/Principal repayment – (3,727,155) (3,727,155) (46,150) Income from investment 94,386 139,112 233,498 11,847 Bank Islam’s share of profit: Profit distributed to Mudharib (92,448) – (92,448) – Wakalah performance incentive fee – (44,424) (44,424) (2,595) As at 31 December 2017 1,994,491 1,974,853 3,969,344 124,384 Investment portfolio: 2017 House financing 1,994,491 987,692 2,982,183 – Personal financing – 987,161 987,161 – Other term financing – – – 124,384 1,994,491 1,974,853 3,969,344 124,384 2016 House financing 1,516,844 1,051,279 2,568,123 – Personal financing – 1,005,748 1,005,748 – Other term financing – – – 141,343 1,516,844 2,057,027 3,573,871 141,343 NOTES TO THE FINANCIAL STATEMENTS FOR THE FINANCIAL YEAR ENDED 31 DECEMBER 2017 217 Overview Value Creation Accountability Financial Statements Sustainability Performance Data Shareholders Information 21 st AGM Information Management Discussion & Analysis