BIMB Integrated Annual Report 2017

19. INVESTMENT ACCOUNTS OF CUSTOMERS GROUP 2017 2016 RM’000 RM’000 (a) By type and Shariah contract Unrestricted investment accounts Without maturity Mudharabah 1,994,491 1,516,844 With maturity Wakalah 1,974,853 2,057,027 3,969,344 3,573,871 Restricted investment accounts (“RIA”) managed by Bank Islam^ With maturity Wakalah 124,384 141,343 ^ Included in RIA managed by Bank Islam is an arrangement between Bank Islam and its ultimate holding entity where Bank Islam acts as the investment agent to manage and administer the RIA with underlying assets amounting to RM123,962,000 (2016: RM141,033,000). GROUP 2017 2016 RM’000 RM’000 (b) By type of customer Government and statutory bodies 400,709 762,888 Business enterprises 474,464 737,961 Individuals 2,212,239 1,677,636 Non-bank financial institutions 786,457 237,735 Bank and other financial institutions – 45,919 Others 95,475 111,732 3,969,344 3,573,871 NOTES TO THE FINANCIAL STATEMENTS FOR THE FINANCIAL YEAR ENDED 31 DECEMBER 2017 216 BIMB HOLDINGS BERHAD Integrated Annual Report 2017