BIMB Integrated Annual Report 2017

Islamic finance, with all its ingrained principles, is highly relevant in a world that is increasingly focused on societal and environmental wellbeing which operates within systems of clear governance. MANAGEMENT DISCUSSION & ANALYSIS BIMB HOLDINGS BERHAD’S PERFORMANCE REVIEW & OUTLOOK Within 2017’s environment of rapid change and heightened regulations, Alhamdulillah, BIMB Holdings Berhad (“the Group” or “BHB”) continued to place great emphasis on maximising our financial returns while at the same time ensuring economic benefits for the nation and industry, and social growth for the people and communities. This is aligned with the Government’s aspiration under its National Transformation 2050 (“TN50”) economic makeover initiative to drive United Nations’ Sustainable Development Goals (“SDGs”) as well as position Malaysia as an Islamic financial hub and a global marketplace. During the year, the Group has embarked on a digital journey to enhance our customer experience in line with TN50’s focus to embrace a digital economy. 52 BIMB HOLDINGS BERHAD Integrated Annual Report 2017