BIMB Integrated Annual Report 2017

EARNINGS PER SHARE On the back of these dynamic results, BHB was able to make a dividend payout of 14% on 25 January 2018 which translates to the highest ever payout of RM229.3 million. The Group’s Dividend Reinvestment Plan (“DRP”), made applicable to the entire proposed interim single tier dividend, registered record subscription of 90.88% indicating continuous strong commitment and participation by our shareholders. SEALING COMMITMENTS Our commitment to responsible finance and sustainable operations remains anchored on Environmental, Social and Governance (“ESG”) principles. As the holding company, we are mindful of our responsibility to cascade our values down to our subsidiaries. Our corporate purpose, to meet society’s financial needs in the most sustainable and ethical manner possible, goes to the heart of the way we do business by driving our material matters. Making a positive value-added difference to our stakeholders is where we will need to focus much of our attention in the coming years. Through Responsible Finance we commit to resilient and stable growth and deliver sustainable returns to our shareholders and customers. The principles of responsible finance reinforce our leadership as the premier Islamic financial services holding company in Malaysia. BHB’s Directors are required to uphold the highest integrity in discharging their duties and in dealings with various stakeholders. Good governance is cascaded down to all levels across the Group. In maintaining standards of business integrity, ethics and professionalism, we abide by the Malaysian Code on Corporate Governance as well as other guidelines published by BNM, Bursa Malaysia Securities and the Putrajaya Committee on GLC High Performance. In ensuring Inclusive Growth we are embracing greater digitalisation to stay relevant in the ongoing digital revolution and meet ever-rising consumer expectations. To this end, the Bank’s partnership with US-based fintech company Cognizant in 2017 is set to improve customer experience and deepen its digital platform reach. We have recently launched Sadaqa House, a digital crowdfunding initiative that is aligned with our commitment towards social finance. Meanwhile, Takaful Malaysia has rolled out its “Click for Cover” online self-service sales portal during the year and is in the midst of developing a unique top-up medical plan called Takaful my Click MediPlus. SHAREHOLDERS’ EQUITY 2017 RM 4,533,939 ’000 2016 RM 3,882,852 ’000 2017 37.94 SEN 2016 35.25 SEN ’17 ’17 ’16 ’16 The Group’s Dividend Reinvestment Plan registered record subscription of 90.88% indicating continuous strong commitment and participation by our shareholders. 25 Overview Value Creation Accountability Financial Statements Sustainability Performance Data Shareholders Information 21 st AGM Information Management Discussion & Analysis