BIMB Integrated Annual Report 2017

21. OTHER LIABILITIES 2017 2016 RM’000 RM’000 Group Accruals and other payables 990,277 836,208 Clients’ and dealers’ credit balances 47,048 63,205 Dividend payable 229,284 206,529 1,266,609 1,105,942 Company Accruals and other payables 3,244 3,607 Amount due to subsidiaries 70 1 Dividend payable 229,284 206,529 232,598 210,137 The amount due to subsidiaries is non-trade, unsecured, not subject to financing charge and are repayable on demand. 22. TAKAFUL LIABILITIES GROUP 2017 2016 NOTE RM’000 RM’000 Takaful contract liabilities 22(a) 6,658,675 6,396,375 Expense reserves 22(b) 196,655 159,310 Takaful payables 22(c), 45.5(b) 106,983 83,411 6,962,313 6,639,096 (a) Takaful contract liabilities The takaful contract liabilities comprise the following: GROUP 2017 2016 NOTE RM’000 RM’000 Provision for outstanding claims 22(a)(i) 545,134 582,184 Provision for unearned contributions 22(a)(ii) 341,975 316,569 Participants’ fund 22(a)(iii) 5,771,566 5,497,622 6,658,675 6,396,375 NOTES TO THE FINANCIAL STATEMENTS FOR THE FINANCIAL YEAR ENDED 31 DECEMBER 2017 219 Overview Value Creation Accountability Financial Statements Sustainability Performance Data Shareholders Information 21 st AGM Information Management Discussion & Analysis t