BIMB Integrated Annual Report 2017

9. FINANCING, ADVANCES AND OTHERS (CONTINUED) GROUP 2017 2016 RM’000 RM’000 (i) Impaired financing by sector Primary agriculture – 1,311 Manufacturing (including agro-based) 35,448 36,739 Wholesale & retail trade, and hotels & restaurants 38,433 25,651 Construction 86,357 13,714 Transport, storage and communications 12,604 15,579 Finance, insurance and business activities 3,799 70,948 Education, health and others 5,106 3,076 Household sectors 216,530 222,427 398,277 389,445 (j) Movement of allowance for impaired financing Collective assessment allowance At 1 January 554,971 541,065 Allowance made during the year 34,706 161,667 Amount written off (141,940) (146,725) Exchange differences (1,668) (1,036) At 31 December 446,069 554,971 Individual assessment allowance At 1 January 128,198 124,471 Allowance made during the year 102,059 54,566 Amount recovered (30,324) (23,904) Amount written off (67,291) (29,928) Exchange differences (6,195) 2,993 At 31 December 126,447 128,198 NOTES TO THE FINANCIAL STATEMENTS FOR THE FINANCIAL YEAR ENDED 31 DECEMBER 2017 201 Overview Value Creation Accountability Financial Statements Sustainability Performance Data Shareholders Information 21 st AGM Information Management Discussion & Analysis