BIMB Integrated Annual Report 2017

OUR BUSINESS MODELS BIMB HOLDINGS BERHAD OUR BUSINESS KEY INPUTS FINANCIAL CAPITAL • Strong composition of institutional investors (refer to ‘Shareholding Structure’, page 08) • RM4.9 bil in total equity • RM2.2 bil in sukuk liability • 100% stake in Bank Islam with RM5 bil investment • 59.72% stake in Takaful Malaysia with RM99 mil investment • 100% stake in BIMB Securities with RM103.9 mil investment • 100% stake in Syarikat Al-Ijarah with RM12.8 mil investment • Flexibility to access the capital market INTELLECTUAL CAPITAL • Strong franchise value as an Islamic financial holding company • Synergistic relationship within the operating units offering: – Unique value propositions – Continuous innovations – Strategic collaborations (refer to our Operating Units’ ‘Business Models’; ‘Management Discussion & Analysis’ and; BHB corporate website – www.bimbholdings.com/ sustainability) INFRASTRUCTURAL CAPITAL • Dedicated network of branches, business centres, touch points and digital channels offered through operating units (refer to ‘Our Footprint’, page 14) HUMAN CAPITAL • Strong leadership within the operating units • Diversified composition of more than 5,500 employees • Highly qualified professional employees, certified to operate in the industry • More than RM16.7 mil invested in employees’ capability and capacity enhancement • More than RM1 mil invested in work-life balance activities SOCIAL & RELATIONSHIP CAPITAL • Employees volunteerism efforts with more than 700 man-hours spent on CSR activities • More than RM6.3 mil spent on CSR activities and programmes • More than RM13.2 mil of zakat fund distributed NATURAL CAPITAL • Participation in driving sustainability agenda – Social Responsible Investment (“SRI”), Environment, Social, Governance (“ESG”) fund products etc. • Electricity saving measure • Reducing paper consumption • Participation in environmental preservation programmes MARKET LANDSCAPE Banking Landscape Takaful Industry Stockbroking Equity GOVERNANCE (refer to our ‘Accountability’ section) RISK AND OPPORTUNITIES (refer to our ‘Management’s Discussion & Analysis’ and ‘Accountability’ section) PERFORMANCE (refer to our ‘Management’s Discussion & Analysis’ section) FUTURE OUTLOOK (refer to our ‘Management’s Discussion & Analysis’ section) OUR PURPOSE Create sustainable values that promote the advancement of the Islamic Financial Industry OUR PRIORITIES • Responsible Finance • Inclusive Growth • Talent Enrichment • Islamic Finance & Knowledge-Sharing • Ethical Practice & Reporting (refer to ‘Our Material Matters’, page 42) WHAT WE DO Ensure strong capitalisation and robust performance of our operating units 16 BIMB HOLDINGS BERHAD Integrated Annual Report 2017